F.A.Q.

Q: WHAT IS NIGERIA FARMERS' GROUP & COOPERATIVE (NFG-CS) ABOUT & HOW DOES IT OPERATE?

NFG-CS understands that for any meaningful development to happen to the Nigerian Economy, Nigerians must develop their Agricultural sector. For the longest time, despite the Billions of Naira which has supposedly been pumped into the Agric Sector, Nigeria still spends Billions annually in the importation of food to support the local production of food which isn't sufficient, while about 50 Million Hectares remain uncultivated.

The vision of NFG-CS is to help Nigeria achieve food sufficiency by engaging her citizenry in the now patriotic task of developing her Agricultural Industry, thereby making it the Mainstay of the Nigerian Economy like it once was. We do this by providing people with the platform to engage in agricultural activities while bearing the burden of overseeing these activities for them, 100%.

We have established farm settlement Villages across Nasarawa and Adamawa States with structures on ground which can support Commercial Agriculture like Irrigation system, employment of Agricultural Extension Officers and purchase of sophisticated Farm Machinery. Each Farm settlement village is at least two (2) thousand Hectares large and individuals can lease these lands from the Cooperative, provide the finances to farm these lands with their Crop(s) of choice and the Cooperative will manage the entire operations for them, from land preparation to eventual off-taking.

Any interested Nigerian can register with The Cooperative through our website (This is the only avenue for registration which is recognised by The Cooperative), pay the registration fee to complete the registration process, which makes the person a full-fledged member of The Cooperative. After registration, The Member who wishes to be a Farmer can choose from the specified list of crops what s/he wishes to farm, and the number of Hectare s/he is interested in farming for each Hectare.

Q: IS THE COOPERATIVE A REGISTERED ONE?

Yes. The Cooperative is registered with all relevant Agencies and Commissions of the Federal Republic of Nigeria which would make it a legitimate one.

Q: IS THERE A CORPORATE OFFICE FOR THE COOPERATIVE SOCIETY?

Yes! Our Secretariat is located at Apartment A2, Icon City Building, Anguwan Lambu Phase II, Along Keffi-Akwanga Express Road, just After Nasarawa State University Gate, Keffi, Nasarawa State. You can also reach us on following numbers: 07059622889, 09065600593, 0701177287.

Q: CAN A POOR PERSON BECOME A FARMER?

We do not know specifically what your definition of poor is but NFG-CS' program has been designed so that average Nigerians can join the Agricultural revolution and help save our Economy from dumping.

Q: CAN I JOIN WITHOUT PAYING THE REGISTRATION FEE?

You can register with us, and your details will be on our database but to complete the registration process, and be regarded as a full member, with all the rights and privileges due a member, you have to pay the registration fee of N10,000.

Q: WHAT ARE THE BENEFITS THAT ACCRUE TO MEMBERS OF THE COOPERATIVE?

The benefits of being a member include but not limited to:
a) Access to Farming and Agricultural Support and Research Resources, Training Programs; Farmland to Lease and Continuing assistance throughout the farming season.

b) Access to Governments Agricultural Loans, Aids and Grants nationwide. Programs like the CBN Anchor Borrowers Program and others will be collectively accessed for our members when the opportunity arises.

c) Employment of Agricultural Extension Officers and Workers to Support farmers on site, online and offline.

d) Availability of off-takers to buy all our produce.

Q: DO YOU OPERATE ONLY IN NASARAWA STATE?

We do not only operate in Nasarawa State. We do have farm settlements in Adamawa as well. Although we may have presence in just two States yet, NFG-CS is a nationalistic movement and we are working towards the goal of establishing presence in all the States of the Federation.

Q: I AM IN A LOCATION WHERE YOUR FARMS AREN'T SITUATED YET, CAN I STILL JOIN THE COOPERATIVE?

The Cooperative is set up in such a way that Nigerians irrespective of location can be part of this revolution. So, Location is not a limitation to joining The Cooperative.

Q: HOW DO I JOIN THE COOPERATIVE?

* Log on to www.nigeriafarmersgroup.org/register/ to fill the membership form.

* Pay the sum of N10,000 membership fee to the account details which appear on the welcome page as well as in your email.

* Send proof of payment to the specified number on the welcome page and email as well.

* You will be added to the Groups Forum after confirmation of payment.

Q: I HAVE JOINED THE COOPERATIVE, HOW DO I BECOME A FARMER?

* Use the Crop-Hectare-Price Calculator to determine the financial implication of the farming venture which you are interested in. When you submit Your Order, the total cost of your intended farming activities is made known to you (http://nigeriafarmersgroup.org/nfg-cs-hectare-crop-price-calculator/).

* Pay that Sum into the Specified Account and the Cooperative will then generate an Electronic Lease Certificate which will be delivered straight to your inbox. This E-Lease Certificate will be your claim in NFG-CS.

Q: WHICH CROPS CAN I FARM?

The Crops which you can farm are:
*Maize
*Beniseed
*Soyabeans
*Cowpea
*Water Melon
*Ginger

Q: WHAT KIND OF INVESTMENT PROGRAMS DOES THE COOPERATIVE RUN?

There are three Investment Programs which the Cooperative runs. They include:
A. Contract Farming,
B. Cooperative Farming;
C. NFG-CS Farm Funds.

Q: WHAT IS CONTRACT FARMING?

Farmrades Here Do not Have to Be Cooperative Members, Have Control of the Farming Process, Will Keep 80% of Net Profit After Deduction of Cost. The 20% Balance will be Noted as Cooperative Savings and Expansion Fund.

Q: WHAT IS COOPERATIVE FARMING?

Farmrades Must Be Cooperative Members, Control of the Farming Process is 100% by Management, Farmrades Will Keep 70% of Net Profit After Deduction of Cost. The 30% Balance will be Noted as Cooperative Savings and Expansion Fund.

Q: WHAT IS NFG-CS FARM FUNDS?

Farmrades Must Be Cooperative Members, Control of the Farming Process is 100% by Management, Farmrades Will earn 55% and Above After Deduction of Cost. Minimum Cost of Farming Here is N70,000.

Q: WHAT TIME FRAME SHOULD I EXPECT MY RETURN?

The entire farming process takes place within the specified time period of 12 months from Land preparation to eventual sales of the produce. This is when You should expect The Return on Your Investment. However, You can cash out up to 50% of Your Expected Net Profit (Expected Gross Revenue minus the Total Cost of Cultivation) after Six (6) Months of Investment with The Cooperative.

Q: WHY DOES IT TAKE A LONG TIME TO GET MY RETURN?

Even though there are Crops on the our list which mature before the 12 Months Period, There are more to the Process of farming than is widely known. The 12 Months period cover the Preparation of the Land for Farming, Actual Planting of the Crops, Harvesting of the Crops, Processing of the Crops, Storage of the Crops (When it is not feasible to sell at current Market price) and so on.

Q: WHAT IS MY EXPECTED RETURN IF I INVEST WITH THE COOPERATIVE?

This is dependent on the Crop you Choose. But at the End of the farming period, you should get back the amount which you invested with at least 110% Return on Investment.

Q: THE EGR ATTACHED TO THE CROPS, IS THAT WHAT I SHOULD EXPECT AS MY RETURNS?

No. The EGR attached to each crop gives you an idea of the basic profitability for each crop. From the EGR, Your Initial Investment is deducted, and what is left (Which is what we call the Net Profit) will be divided into two: 70-30. So in effect, you are getting Your Initial Investment with 70% of the Net Profit.

Q: WHY SHOULD THE COOPERATIVE TAKE 30%? IT IS QUITE HIGH!

The 30% The Cooperative takes from the Net Profit of Your investment is what forms your Cooperative Savings Holding Funds. This Holding Fund will be invested by The Cooperative and the profits from this Investment shared to our members at the Annual General Meeting (AGM). This sharing will be based on the percentage of Your Savings Holding Funds with The Cooperative. Effectively, The Cooperative is merely Holding this 30% for you, for re-investment.

Q: DOES THIS APPLY TO CONTRACT FARMERS WHO DO NOT REGISTER WITH THE COOPERATIVE?

Yes! This also applies to Contract Farmers even when they do not go through the Registration Process. We still have your Basic Data which we shall use to issue Your Electronic Lease Certificates. Your 20% will be used by The Cooperative to form Your Savings Holding Funds which will be used for expansion activities and profits shared based on the percentage of your Savings Holding Funds.

Q: IS MY PRESENCE NEEDED AT THE FARM ALWAYS?

NFG-CS is undertaking to manage Your leased Farms for You, 100%. This means that Your Presence is not always needed at the farm. However, we always advice Members to visit The Farms whenever they can as it will help convince them that The Cooperative is on the right Course.

Q: I WANT TO LEASE A SPECIFIC NUMBER OF HECTARE, CAN I COMBINE TWO CROPS TOGETHER ON THEM?

Yes, You can. You can Lease a specific number of Hectares and then choose two Crops to farm on them. This is actually cheaper to do because you get to pay 50% of the Total Production Cost of farming the Secondary Crop. Please note, that You still get to pay the Total Production Cost for the Primary Crop.

Q: WHICH CROPS CAN I MIX TOGETHER?

Here are the different Ways you can Mix Crops Together:

a) Primary Crop: Maize
Secondary Crop: Cowpea

b) Primary Crop: Maize
Secondary Crop: Soyabeans

Q: ARE YOU INTO CROP FARMING ALONE? WHAT OF ANIMAL HUSBANDRY?

Presently, we are concentrating our efforts on mastering the art and science of crop farming.

Q: IS THERE INSURANCE FOR MY INVESTMENT?

Yes, There is. 100% of your investment is insured with the Nigerian Agricultural Insurance Corporation (NAIC). However, because members have expressed concerns about the time it takes to process claims with NAIC, we are currently in negotiations with other Insurance Companies to provide better covers for your Investment.

Q: WHAT WILL BE MY PROOF OF INVESTMENT WITH NFG-CS?

When you have invested with the Cooperative, you will receive an Electronic Lease Certificate which details your Investment Holdings with the Cooperative.

Q: WHAT OF THOSE WHO CANNOT AFFORD THE COST OF FARMING ANY OF THE CROPS?

NFG-CS desires that every Nigerian should be a part of the Agricultural Revolution sweeping the Country. As such we have introduced the NFG-CS Farm Funds.

Q: WHAT MORE SHOULD I KNOW ABOUT THE NFG-CS FARM FUNDS?

This is a program designed for every Nigerian interested in investing in Agriculture by greatly reducing the cost associated with farming any of the crops on our Crops' List. A single Hectare for each crops in broken down into Blocs of Investment: A Hectare may be broken into either Two or Four Blocs depending on the Costs associated with the Crop. This Blocs of investment still guarantees that the investor earns a reasonable Return on Investment.

Q: IS THERE A DEADLINE FOR INVESTING IN THE NEW FARMING SEASON?

Not at all. Individual Farmers Make Independent Choices as the Cooperative Has Decided to Open up Farmlands and Farmrades can Key in at their Discretion.

Q: WHAT OF CROPS WHICH MAY REQUIRE BEING PLANTED AT SPECIFIC TIMES?

The very reason why most African Countries still practice seasonal farming is because we have to organize farming activities around rainfall and weather patterns. With the support of good irrigation system, and the advances in seed technology, we have built a structure which can support Year Round farming for any of the crop, without affecting the yield.

Q: SURELY THIS IS A SCAM!

We understand that scammers are all over the place but we have never hidden under any veneer of anonymity. Take you time and research us, research the people who are leading this charge. We always try to be as transparent as possible and we hope that it will be enough. But in the end, it all boils down to risk. No risk, no rewards as they say. Just be smart about the risk you wish to take, though.